RIL 2022: STUDYING ALL THE TIME Posted on MAY 29, 2022 by LILLIAN In April, I am focused on studying for the Series 65 exam – all I did most of the month was study, work, and skate. So this is rather boring! We did get a new lease offer, and our rent is going up by $100 per month (split in half) in July, but since we’ve lived in this apartment for over 5 years and never had the rent raised, we’re feeling okay about that. The big issue is with building the house, but with an unclear construction timeline, we didn’t want to sign a too-long-lease when the new house is ready in 2023 and have to pay double rent for months. We considered going month-to-month for the flexibility of not having to pay to break the lease, which would’ve raised our rent 9.9%, but we ended up negotiating for a 10-month-lease renewal. Thanks to Portland’s renter relocation assistance law, at the end of 10 months, we can go to month-to-month and they still can’t raise our rent more than 10% before the one-year-rolling period without having to pay a huge chunk of relocation assistance for us. So this was the best option. Full April 2022 Spending Report Total Spent: $1,228 On track! 22.7% of my total annual budget at 32.8% of the way through the year. Household & Insurance – $733.56 Rent: $615 Water, Commons, Garbage, Sewer: $32.50 Trash: $7.50 Electricity: $26.88 Household Items (detergent, TP, toothpaste, razors, etc): $51.68 a pet hair remover tool and a stock up of deodorant Internet at Home: $0 This is now paid for by SSO’s employer due to being remote employee, was $20 per month. Basic Food – $206.96 Groceries are expensive now and I hate it. I also bought a few convenience foods for studying time, so it’s a bit higher due to that. Basic Groceries: $193.88 Treats (non-essential snacks): $8.09 Coffee/Tea For Home: $4.99 Extra Food & Drink – $27.0

Balancing Series 65 prep with work and skating sounds intense—those “study, work, sleep” months can feel endless. Smart move negotiating a 10‑month renewal instead of risking double rent with an unpredictable build timeline