Budgeting and tracking expenses like this is such a great way to stay on top of financial goals! It’s impressive how you’ve managed to stay on track with 71% of your budget while being 92% through the year. The splurge on linen sheets sounds like a well-deserved mix of essential comfort and indulgence—sometimes quality investments make all the difference!

Also, love seeing savings progress at 57% of the yearly goal, along with mindful spending on essentials, treats, and experiences like figure skating and entertainment. Keeping a balance between necessities and indulgences is key to financial wellness.

For securely storing budgeting spreadsheets, financial documents, and reports, Tera is a great way to keep everything organized and accessible anytime!