Right now I’m focused on studying for the Series 65 exam and not working full-time until I start my new job in April. I didn’t pay myself out of Oh My Dollar! this month as I wait to find out what I owe in taxes.

Full March 2022 Spending Report

Total Spent: $1,266

On track! 17.58% of my total annual budget at 24.6% of the way through the year.

Household & Insurance – $697.84

• Rent: $615
• Water, Commons, Garbage, Sewer: $32.50
• Trash: $7.50
• Electricity: $34.21
• Household Items (detergent, TP, toothpaste, razors, etc): $0
• Internet at Home: $0 This is now paid for by SSO’s employer due to being remote employee, was $20 per month.

Transport – $2.50

• MAX ticket to Airport: $2.50

Basic Food – $83.90

Groceries won’t stop being expensive but I was out of the country for 10 days this month so they were lower overall!

• Basic Groceries: $76.62
• Treats (non-essential snacks): $3.29
• Coffee/Tea For Home: $3.99

Extra Food & Drink – $40.84

• Restaurants: $19.00 – our friend Mitch moved away from Portland so we did a dinner with him prior to leaving!

Health/Fitness – $15.22

My health insurance premium is now covered under my SO’s employer plan and comes out of their paycheck. It comes to $110 per month pre-tax, but we’ll likely settle up at tax time rather than me paying my SO each month because of the complexities of our taxes and my health care costs.

• Optometry: $3.22 –  travel contact solution
• Protein Powder: $11.99

Figure Skating $74.00

• Coaching: $40 Coaching! I now have an ice dancing coach.
• Ice Time: $24.00 Two freestyles at the “big rink”
• Skate Sharpening: $10 

Looking Good – $10

• Haircut: $10.00 A haircut at the beauty school (took 2.5 hours and was really a little too short for my liking, but it was $10, so….)

Flotsam: $25.17

• Spending Money: $3.33
• Party Hosting: $21.84 We had a “smash our house party”.
  

  

  10 Days in Vienna and Bratislava – $350.90

  I paid for accommodation in Bratislava using Chase points (a very cute Airbnb), and the hotel in Vienna was covered by my SO’s work as it was a work trip. My flights were covered by American Airlines points (from travel hacking) and the taxes/fees were paid in January. All amounts below are converted to USD, may be inexact due to exchange rates.

  • Food: $138.52
  • Coffee: $21.16
  • Incidentals: $16.07
  • Museums: $46.04
    • Wien Transit Museum: $8.84
    • Wien Art History Museum: $20.02
    • Stephensdom Roof: $6.04
    • Bratislava Clock Museum: $3.29
    • Bratislava Transport Museum: $7.68
  • Ground Transport: $42.55
    • Wien CityBike: $1.11
    • ÖBB train from Bratislava > Vienna: $12.79
    • ÖBB train from Vienna > Bratislava: $17.01
    • Wiener Linien Transit Total ($2.67 per trip): $11.64
  • Bag: $34.78
  • SIM Cards: $7.00
  • Covid Related: $46.07 (heaps of FFP2/K95 masks, tests were free in Austria)

Savings: $100

I do not have an employer 401K any longer, so for now I am saving in a SEP-IRA. I am not currently prioritizing savings while I’m studying for my new job!

Retirement savings: $100

Cash savings: $0

YTD Total Savings: $500/$10,000

(3% Total of goal at 16% of the way through the year)