This was my second month writing Slate’s Pay Dirt financial Advice column. My columns come out on Mondays. I have been enjoying the gig so very much, especially having an editor and weekly deadlines. I’d like to replicate those elements in more of the financial content I create, rather than having to be self-managed all the time.
I’m not working as much this month as I was in September. It was a slow month for some of the contracting I was doing for my old transit tech job. However, things are finally starting to ramp up at the financial advisory firm I work at, now that accountants are in end-of-year prep season.
The REALLY exciting thing that happened this month is that framing finally started on the triplex. I’ve been mired in flooring, counter, and plumbing fixture decisions. It’s both fun and absolutely overwhelming. We also filmed content for the house files channel though we’re waiting to release it until a bit later.
I’ve got a couple longer-term projects that are finally making progress in the background, including the return of the podcast feed of Oh My Dollar! radio show and a second book I’m proposing with a co-author.
I also made the decision to return to volunteering in tax preparation this upcoming season, which I am stoked about. I really enjoy tax volunteering, but the timing has not worked out for me for several previous years. So the next few months will be refreshing my knowledge in order to pass the IRS certification exam again.
I’m trying not to be frustrated with how low my overall earning has been this year. I’m grateful for my hefty financial reserves, and that I’ve still been able to save despite earning less than $20,000 for the year, and for having a spouse with semi-decent health insurance through work. I am so grateful to my Patrons to covering the OMD operating expenses and to the 6 years of work I’ve put into Oh My Dollar! as a business that it is able to support my basic living expenses. This is simply the building stage of my career change, which takes awhile to ramp up in the financial services field. It is scary given the recession we’re entering and the state of inflation right now.
One last silly thing: every year, I swear I am going to be the kind of person who goes to the u-pink pumpkin farm and the corn maze. This year, I finally managed to do it by leading a ride there, which 12 people joined for. It was fun, even if it was unseasonably 83F and sunny in the middle of October. Here are a few pictures from it!
I also did a silly little ice skating show in my local mall rink to Thriller. My skating friend Julie dressed as Queen Elizabeth, and I was just vague punk rock zombie.
And dressed up as a Pumpkin Spice Latte for Breakfast on the Bridges Halloween!
Full October 2022 Spending Report
Total Spent: $1,559.49
On track! 72.3% of my total annual budget at 83.33% of the way through the year.
Household & Insurance – $844.53
- Rent: $655
- Water, Commons, Garbage, Sewer: $32.50
- Trash: $7.50
- Electricity: $35.52
- Household Items (detergent, TP, toothpaste, razors, etc): $18.04
- Transit/Bike: $95.97
- Internet at Home: $0 This is now paid for by SSO’s employer due to being remote employee, was $20 per month.
Basic Food – $204.02
Here’s the breakdown of my grocery spending for the month by category (from Budgetober). Inflation sucks, the end.
- Basic Groceries: $176.57
- Treats (non-essential snacks): $27.27
- Coffee/Tea For Home: $19.97
Extra Food & Drink – $48.50
- Restaurants: $34.14 Ramen and lunch!
- Coffee Out $13.78 – Coffee out for some meetings and hot apple cider at the corn maze!
- Workout food: $2.50
Health/Fitness – $83.43
- Skin Care: $72.85 – Curology
- Medical Supplies $13.49 – Bandaids
Figure Skating $120.00
- Ice Time: $120
Indulgences – $124.35
- Clothes: $89.62 Two used pieces of spooky wear
- Entertainment $22 Corn Maze entrance and pumpkins!
- Spending Money: $12.73 including pumpkin carving supplies
Looking Good – $107.25
- Haircut + Tip $86.25 New person, but I do like her
- Shampoo: $21 finally got some new shampoo as I was digging the bottom of the jar there
Giving: $55.90
- Gifts/Mutual Aid: $55.90
Savings: $1,166.95
Retirement savings: $1,166.95
Cash savings: $0
YTD Total Savings: $4,768.20/$10,000
(47% Total of goal at 83% of the way through the year)
Great Information, i really get beneficial from it.
Check out FluxAI! It’s a cool new platform for AI developers. You can build and share AI apps easily. No need for complex setups – just start coding right away. It’s got a bunch of pre-built components to make things faster. Plus, you can collaborate with others in real-time. Whether you’re a pro or just starting out, FluxAI makes AI development fun and simple. Give it a try at https://fluxai.dev/ and see what you can create!
Sprunki Incredibox: Make awesome music mixes with fun characters!
https://sprunki-incredibox.org
For the latest CapCut updates Check our website
https://capcut-mod.pro/
CapCut APK Free Download Click Here
.You produced a pretty effective workout. You can effortlessly access difficult concepts with you. Reading it is not at all monotonous.
Great Blog thanks form Shivaan Enterprise offers LED dance floors for events like weddings and parties-They create a visually striking effect, adding to the ambiance of the event.
Tap here to read more about:https://shivaangensets.com/
It seems like overall spending is within budget, with a significant portion going toward savings and essential expenses like housing and groceries.
Great Blog thanks form Shivaan Enterprise offers LED dance floors for events like weddings and parties. You can effortlessly access difficult concepts with you. Reading it is not at all monotonous.
Great Information, Thank you for sharing this.
Here’s to continued progress and success in the months ahead!
This has been a month of many challenges but also many achievements. You’re making progress financially and professionally, while enjoying your personal interests.
Not only relying on luck, FNaF also requires players to use intelligence and tactics to analyze the animatronic’s behavior, making reasonable decisions to survive each night.
The article gives a broad review without being too much for the reader.Thanks alot for this
Everything you shared is great. Lots of novels that are comparable have been read by me! Your essay stood out from the others and had a profound effect on me. It’s wonderful that you compose in-depth articles such as this one. Continue with them, please!
1v1 LOL combines the strategic depth of building with fast-paced shooting action for a truly unique and exciting gameplay experience.
TeraBox Premium Unlocked offers users access to advanced features and enhanced capabilities for cloud storage. Subscribers enjoy benefits such as increased storage capacity, faster upload and download speeds, and priority support. The modded version removes restrictions found in the free version, providing an ad-free experience and improved file management tools. Ideal for users requiring robust storage solutions without financial constraints, TeraBox Premium Unlocked ensures efficient and secure management of digital assets.
My workload this month was lighter compared to September
sleep watching movie on
teclast tablet
Run 3 is more than simply a game; it’s a lesson in perseverance in the face of difficulties, strategy, and deft movement to get past obstacles.
The way you organize the content is very logical and easy to follow. The main ideas are presented clearly and easily understood.
The combination of different music is so magical that I can’t stop listening to it
https://sprunki.net/
The combination of different music is so magical that I can’t stop listening to it
https://polytracks.org/
Crazy racing game polytrack, too difficult
https://incredibox-mustard.org/
Explore Colorbox Mustard, a fan-made mod inspired by Incredibox. Create unique music and learn about this creative extension of the popular music creation game.
https://aisignaturegenerators.com/
The best AI Signature Generator, with multiple artistic fonts, free to use online
October 2022 Report: Pumpkins, Thriller, Triplex is the best for us to find the best services that provide us what we need to know more here. It is good for the users searching for the right results.
https://hurricane-milton.org/
Hurricane Milton is approaching Florida, and a real-time map is available to track its path. This map provides key updates on wind speeds and projected landfall, helping residents stay informed and prepared as the storm develops. Stay safe!
No matter where you are in Australia, our online pharmacy makes it easy to get the products you need. From Sydney to Perth, Melbourne to Brisbane, we deliver directly to your door. As a trusted chemist online in Australia, we provide everything from skincare to vitamins. Looking for the cheapest online pharmacy in Australia? Our online drugstore pharmacy offers competitive prices and fast delivery. With online chemists Australia available at your fingertips, shopping for health products has never been easier.
Sprunki Dandy’s World: Explore a quirky online world full of surprises!
http://sprunkidandysworld.com/
Abgerny: Discover a unique text-based adventure game!
http://abgerny.org/
Sprunki Infected: Survive a zombie apocalypse in this thrilling game!
http://sprunki-infected.org/
Thank you for sharing this! It’s incredibly helpful and exactly what I needed.
Thank you for sharing this! https://abgerny.net/
Very practical content! I’ve learned a lot from this. Thanks for sharing!
Very practical content!Thank you for sharing this!
Such high-quality content with lots of practical tips and advice—amazing!
This article is detailed and clear, very helpful. Thank you for sharing!
Fuse, defend, and dominate the undead at PVZ Fusion – start your adventure today!
https://pvzfusion.io
https://corruptbox.me/game/corruptbox-2-but-sprunki – Welcome to Corruptbox! This is a cool site where you can create creepy music using corrupted sounds. Dive into a world of digital nightmares and mix your own beats. Explore unique characters and their spooky sound profiles. You can even export your creations for other projects. Join the community and unleash your creativity!