September was a pretty spendy month. We had a planned week-long trip to Denmark, but due to covid, our flight changed last minute and instead we canceled the trip. So I spent the planned PTO week instead of having a staycation from my day job of working on OMD stuff and going skating every day. It was nice to get back into skating with a lot more time on the ice.

I also decided to start studying for the Series 65 securities licensing exam, which I’m hoping to take in December or January.

I also got this great suit.

 

And I got a hobonichi planner, which turned out to lead to a pretty successful (for me) livestream that a bunch of planner people picked up. So now I’m low-key a planner youtuber?

Spending Report

Total Spending: $1,677.99

Household & Insurance – $695.16

• Rent: $615
• Water, Commons, Garbage, Sewer: $32.50
• Trash: $7.50
• Electricity: $38.67
• Household Items (detergent, TP, toothpaste, razors, etc): $1.49
• Internet at Home: $0 This is now paid for by SSO’s employer due to being a remote employee, was $20 per month.

Biking/Transit – $0

Basic Food – $188.92

• Basic Groceries: $142.91
• Treats (non-essential snacks): $18.27
• Coffee/Tea For Home: $27.74

Travel – $362.32

• Flight to Finland: $283.97
• Hotel for Denmark (taxes/fees on points):$78.35

Health – $0  ***Why this is cheap

• Health Insurance Premium: $0! Currently getting fully paid premiums through work. However, it’s a lot more complicated than free health care.

Figure Skating –  $68

• Coaching: $40 One private 30 minute ice dancing lesson
• Skate Sharpening: $8
• Ice Time: $20 One freestyle session

Looking Good – $301.18

• Haircut: $10  – tip for a bang trim!
• Clothing/Costumes: $289.89 (this is a lot – one wool sweater used from poshmark, and a suit from a french-made brand)

Extra Food + Drink – $62.41

• Restaurants $55 So many restaurants as we tried to go to some of the covid-patios before they closed! This included 3 orders of garlic knots from sizzle pie, one pizza from Boxcar Pizza, Ramen, and a food cart meal on the way back from german class!
• Coffee Out: $7.41 Two coffees when out at the rink

Flotsam – $1.29

• Spending Money: $1.29

Savings: $2,405.01

This is a combination of cash + retirmenet savings.

Traditional 401K: $1,883.00

Traditional 401K Employer Contribution: $134.50

OMD SEP-IRA: $60.00

Cash Savings: $327.51

Savings rate: 52.56% of Pre-Tax Income

 

2021 YTD Savings: $23,810.63

(113% total of $21,000 goal at  75% of the way through the year)

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OMD Business Income + Expenses Report

I have moved these reports over to Ohmydollar.com.